• American Lending Services Inc.

    Mortgage Lender
    NMLS# 1940705

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    Florida fixed rate mortgage

    What is a Fixed-Rate Mortgage?

    Fixed-rate mortgages are probably the most common type of mortgage. You are able to lock into a set interest rate which results in monthly mortgage payments that remain the same for the entire life of the loan.

    A fixed-rate mortgage (FRM) is a type of mortgage with a specific rate term. A fixed-rate mortgage has a fixed interest rate for the entire length of the mortgage term. These mortgages are typically available in 5 year increments between 10 and 30 year terms. The 30-year fixed rate mortgage is the most common type of mortgage people take out.

    Advantages to Fixed-Rate Mortgages

    Having a Fixed-Rate Mortgage helps most individuals establish their long term financial budgeting and savings goals more effectively. By having a mortgage rate that’s fixed for the duration of the loan, borrowers can typically project their overall household expenses more consistently from month to month.

    Questions? Contact American Lending Services Inc. Today!
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    (904) 551-0142 101 Century 21 Dr. STE 109B
    Jacksonville, Florida 32216 NMLS# 1940705
      X American Lending Services Inc.

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